Buying land is one of the safest investments in Nigeria, but only if you know what to check before making payment. Every year, thousands of buyers lose money because they failed to verify ownership documents or trusted the wrong people. Here are ten important checks every smart property investor should make.
1. Verify the Owner
Ask for proof of ownership and confirm the seller is legally entitled to sell the land.
2. Inspect the Title Documents
- Certificate of Occupancy (C of O)
- Governor's Consent
- Registered Survey Plan
- Deed of Assignment
- Excision or Gazette
3. Verify the Survey Plan
Ensure the coordinates correspond with the actual land and are not under government acquisition.
4. Visit the Property Yourself
Never buy land based only on photos or videos. Visit the location and inspect accessibility, drainage, security, and neighbouring developments.
5. Search at the Land Registry
Confirm the title is genuine and free from legal issues.
6. Confirm Government Acquisition Status
Avoid lands marked for roads, schools, public projects or other government purposes.
7. Ask About Disputes
Speak with neighbours and community leaders to know whether there are family or court disputes.
8. Hire a Property Lawyer
A lawyer can verify documents, draft agreements and protect your investment.
9. Document Every Payment
Always collect receipts and ensure every agreement is properly documented and signed.
10. Don't Rush
Pressure tactics are one of the biggest signs of land fraud. Verify first, then pay.
💡 Pro Tip
If a deal looks too good to be true, take extra time to verify every document before making payment.
Final Thoughts
Buying land is a major financial decision. Taking the time to verify documents, inspect the property and seek professional advice can save you from costly mistakes. Always remember: **Verify before you pay.**